Paytm Money has announced a partnership with JioBlackRock to introduce India’s first Systematic Active Equity (SAE) fund tailored for retail investors. The JioBlackRock Flexi Cap Fund will exclusively be available on the Paytm Money app, with its New Fund Offer commencing today, September 23, and set to close on October 7, 2025.
This fund marks the first instance in India where an equity scheme adopts BlackRock’s SAE model. This innovative approach incorporates artificial intelligence, machine learning, and alternative data sources, including consumer transactions and online search activities. The investment methodology leverages BlackRock’s Aladdin risk management platform to assess data from nearly 1,000 Indian companies.
Retail investors can initiate investments with a minimum of ₹500, either through Systematic Investment Plans (SIPs) or as lump sum contributions. The fund offers diversified exposure to large, mid, and small-cap companies, with an indicative total expense ratio of 0.50 percent and no exit load. Paytm Money will facilitate this fund with zero commission via its digital platform.
The SAE model merges quantitative analysis with traditional fund management practices, enabling individual investors to access institutional-level investment strategies. The JioBlackRock Flexi Cap Fund aims to provide comprehensive exposure across various market capitalizations within a structured investment framework.
This initiative further consolidates Paytm Money’s presence in India’s wealth management industry, where it already provides a range of investment options, including equities, mutual funds, derivatives, and IPOs through its technology-driven interface.
Published on September 23, 2025
