Reserve Bank of India (RBI) reported an increase in income from foreign exchange transactions, reaching Rs 1.69 lakh crore in the fiscal year 2025-26, a rise of nearly 52% compared to the previous year. In the 2024-25 financial year, the central bank recorded exchange gains from foreign exchange transactions amounting to Rs 1.11 lakh crore.
Additionally, RBI earned Rs 16,354.18 crore from the amortization of premium on foreign securities during the fiscal year that ended in March 2026, an increase from Rs 13,686.63 crore in the prior year, according to the RBI’s annual report for 2025-26 released on May 29, 2026. The interest income from foreign securities also saw a growth, rising from Rs 97,006.66 crore to Rs 1.07 lakh crore.
RBI’s balance sheet expanded by Rs 15.72 lakh crore, or 20.6%, increasing from Rs 76.25 lakh crore as of March 31, 2025, to Rs 91.97 lakh crore as of March 31, 2026. The rise in the asset side was primarily due to a significant increase in domestic investments, gold holdings, and foreign investments, which grew by 44.9%, 63.8%, and 7.9%, respectively.
On the liabilities side, RBI reported substantial increases in revaluation accounts, notes issued, deposits, and other liabilities by 63.4%, 11.8%, 11.6%, and 21.1%, respectively. As of March 31, 2026, domestic assets accounted for 29.1%, while foreign currency assets, gold, and loans and advances to financial institutions outside India made up 70.9% of total assets.
The fiscal year 2025-26 concluded with an overall surplus of Rs 2,86,588.46 crore, compared to Rs 2,68,590.07 crore in the previous year, reflecting a 6.7% increase. The RBI has announced its intention to transfer the surplus to the central government.
